feat: Add database schema for phone verification
Add privacy-first phone verification tables:
- phone_verifications: Stores hashed phones only (HMAC-SHA256)
- phone_verification_requests: Temporary OTP storage (10min TTL)
- phone_verification_rate_limits: SMS abuse prevention
- phone_verification_audit_log: Security monitoring
Includes cleanup function for expired requests.
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Co-Authored-By: Claude <noreply@anthropic.com>